Source code for simplelife.model.PV

"""Present Value mix-in Space

This Space serves as a base Space for :mod:`~simplelife.model.Projection`
Space, and it contains Cells to take the present value of projected cashflows.

.. figure:: /images/projects/simplelife/model/PV/diagram1.png

"""

from modelx.serialize.jsonvalues import *

_formula = None

_bases = []

_allow_none = None

_spaces = []

# ---------------------------------------------------------------------------
# Cells



def InterestNetCF(t):
    """Interest accreted on pv of net cashflows"""
    if t > last_t():
        return 0
    else:
        return (PV_NetCashflow(t)
                - PremIncome(t)
                + ExpsTotal(t)) * DiscRate(t)





def PV_BenefitDeath(t):
    """Present value of death benefits"""
    if t > last_t():
        return 0
    else:
        return (-BenefitDeath(t) + PV_BenefitDeath(t+1)) / (1 + DiscRate(t))





def PV_BenefitMat(t):
    """Present value of matuirty benefits"""
    if t > last_t():
        return 0
    else:
        return (-BenefitMat(t) + PV_BenefitMat(t+1)) / (1 + DiscRate(t))





def PV_BenefitSurr(t):
    """Present value of surrender benefits"""
    if t > last_t():
        return 0
    else:
        return (-BenefitSurr(t) + PV_BenefitSurr(t+1)) / (1 + DiscRate(t))





def PV_BenefitTotal(t):
    """Present value of total benefits"""
    if t > last_t():
        return 0
    else:
        return (-BenefitTotal(t) + PV_BenefitTotal(t+1)) / (1 + DiscRate(t))



def PV_Check(t):
    return PV_NetCashflow(t) - PV_NetCashflowForCheck(t)




def PV_ExpsAcq(t):
    """Present value of acquisition expenses"""
    if t > last_t():
        return 0
    else:
        return - ExpsAcq(t) + PV_ExpsAcq(t+1) / (1 + DiscRate(t))





def PV_ExpsCommTotal(t):
    """Present value of commission expenses"""
    if t > last_t():
        return 0
    else:
        return - ExpsCommTotal(t) + PV_ExpsCommTotal(t+1) / (1 + DiscRate(t))





def PV_ExpsMaint(t):
    """Present value of maintenance expenses"""
    if t > last_t():
        return 0
    else:
        return - ExpsMaint(t) + PV_ExpsMaint(t+1) / (1 + DiscRate(t))





def PV_ExpsTotal(t):
    """Present value of total expenses"""
    if t > last_t():
        return 0
    else:
        return - ExpsTotal(t) + PV_ExpsTotal(t+1) / (1 + DiscRate(t))





def PV_NetCashflow(t):
    """Present value of net cashflow"""
    return (PV_PremIncome(t)
            + PV_ExpsTotal(t)
            + PV_BenefitTotal(t))





def PV_NetCashflowForCheck(t):
    """Present value of net cashflow"""
    if t > last_t():
        return 0
    else:
        return (PremIncome(t)
                - ExpsTotal(t)
                - BenefitTotal(t) / (1 + DiscRate(t))
                + PV_NetCashflow(t+1) / (1 + DiscRate(t)))





def PV_PremIncome(t):
    """Present value of premium income"""
    if t > last_t():
        return 0
    else:
        return PremIncome(t) + PV_PremIncome(t+1) / (1 + DiscRate(t))





def PV_SumInsurIF(t):
    """Present value of insurance in-force"""
    if t > last_t():
        return 0
    else:
        return InsurIF_Beg1(t) + PV_SumInsurIF(t+1) / (1 + DiscRate(t))